Below is a party inquiry report from the Secular Koranist Party (SKP) examining the implications of an immediate ban on usury upon taking global power under the Secular Koranist World State (SKWS), building on the previous inquiry report ("Eliminating Usury in the Secular Koranist State") and utilizing all the data I’ve generated on Secular Koranism (Claire Khaw’s definition, SKWS Constitution, SKP Constitution, Manifesto, psychological profile, pamphlets, speeches, story, essays, marriage bureau guide, implementation report, and psychological profile of Khaw). This report contrasts the immediate ban with the previous phased approach, predicts potential thriving or failing outcomes, and provides detailed recommendations for best practices to end usury abruptly while minimizing disruption, aligning with Secular Koranism’s secular, pragmatic, and patriarchal framework.
- Timeline and Approach:
- Phased (Previous Inquiry): 10-year transition—caps (5% to 0%), profit-sharing pilots, Secular Koranist Finance Agency (SKFA) growth—easing from capitalism to a no-usury economy.
- Immediate Ban: Day 1—usury outlawed globally; all interest-based lending stops, no transition period.
- Contrast: Phased allows adaptation (3-5% GDP dip, recovered by Year 10); immediate forces instant overhaul—higher risk, faster reward.
- Economic Impact:
- Phased: Gradual—5-10% banking job losses absorbed by SKFA and slavery over years; GDP stabilizes via profit-sharing (Implementation report’s pilots).
- Immediate: Sudden—20-30% banking collapse (e.g., $5-7 trillion global loan market freezes), 500,000-1 million job losses in Year 1 (Economics pamphlet’s scale).
- Contrast: Phased mitigates shock; immediate risks panic—banks fail, credit dries up overnight.
- Slavery Integration:
- Phased: 140,000-210,000 reemployed over a decade—slavery scales with need (Previous Inquiry’s 70% absorption).
- Immediate: 500,000+ displaced instantly—slavery must surge, straining State Slavery Agency (SSA) capacity (Story’s oversight).
- Contrast: Phased spreads labor shift; immediate demands rapid slavery expansion—logistical stretch.
- Public Reaction:
- Phased: SKBN propaganda builds trust—“Usury’s Over, Profit’s In”—over years (Story’s media).
- Immediate: Shock—order-seeking Secular Koranists (Psychological Profile) may rally, but skeptics revolt (Implementation report’s backlash risk).
- Contrast: Phased persuades; immediate tests loyalty—chaos could fracture unity (Political Parties pamphlet).
- Thriving Scenario:
- Economic Resilience: SKFA, prepped pre-takeover, absorbs 50% of lending Day 1—profit-sharing kicks in fast (SKP Constitution’s state control). Global flat tax (20%) funds $3-4 trillion in emergency loans, softening the blow (Economics pamphlet).
- Slavery Surge: SSA scales to 600,000 slaves in Year 1—hired for infrastructure, SKFA clerical work—jobless rate drops to 3% by Year 2 (Civil War pamphlet’s labor solution).
- Public Support: Order-seekers cheer—usury’s end signals strength (Psychological Profile); SKBN hails “Debt-Free Dawn” (Story’s propaganda). GDP dips 10% Year 1, recovers 5% Year 2—thriving by Year 5.
- Driver: Preemptive state control and rapid slavery offset collapse—patriarchy holds (Family Values pamphlet).
- Failing Scenario:
- Economic Collapse: Banks fold—$7 trillion loan market vanishes, credit stops, businesses shutter (30% GDP crash Year 1, worse than 1929). No SKFA prep means profit-sharing lags—panic hoarding spikes (Implementation report’s bank resistance).
- Slavery Overload: SSA can’t handle 1 million jobless—200,000 trained in Year 1, rest idle; riots erupt (Past Civilizations pamphlet’s chaos).
- Public Backlash: Skeptics rebel—pragmatists see failure, not order (Psychological Profile); militia overtaxed (SKP Constitution). Recovery stalls—GDP down 20% by Year 3, trust erodes.
- Driver: Lack of prep and slavery capacity—capitalism’s fall buries us (Civil War pamphlet’s rifts).
- Pre-Takeover Preparation:
- SKFA Launch: Pre-power, establish SKFA regionally—$2 trillion in flat-tax reserves, 30% lending capacity by takeover (Economics pamphlet’s state banking).
- Profit-Sharing Framework: Pilot Mudarabah contracts pre-ban—20% of global firms onboard (Previous Inquiry’s Stage 1)—ensuring instant alternatives (Implementation report’s trials).
- Bank Conversion: Mandate banks to shift 50% of loans to profit-sharing pre-takeover—fines via SKC enforce (SKWS Constitution’s authority).
- Day 1 Implementation:
- Usury Ban Decree: SKC bans all interest—Koranist Courts void existing usury contracts, converting to profit-sharing or write-offs (SKP Constitution’s judicial role).
- SKFA Emergency Loans: $4 trillion in 0% loans—businesses, farms, families—prioritizing married fathers (DNA Testing pamphlet’s legacy).
- Savings Push: SKBN campaigns—“Save, Don’t Borrow”—offering profit dividends (Story’s propaganda); 10% deposit surge in Year 1.
- Slavery Surge Plan:
- Mass Enrollment: SSA targets 600,000 jobless Year 1—50% from banking, 50% from ripple effects (e.g., retail) (Economics pamphlet’s slavery).
- Rapid Training: 3-month bootcamps—construction, SKFA clerks, red-light support—100 training centers globally (Civil War pamphlet’s labor).
- Hire-Out Scale: $5 billion in hire fees Year 1—state projects (roads, schools) absorb 70%, private firms 30% (Previous Inquiry’s revenue).
- Slave Visitors: 60,000 inspectors hired—flat tax-funded—ensuring no abuse (Story’s oversight).
- Economic Stabilization:
- Flat Tax Boost: Temporary 25% rate Year 1—drops to 20% Year 2—funds SKFA and SSA (Economics pamphlet’s simplicity).
- Trade Incentives: No-usury exporters get tax breaks—global trade shifts 15% to SKWS firms by Year 3 (Implementation report’s pilots).
- Court Oversight: Koranist Courts settle profit-sharing disputes—1,000 judges trained pre-takeover (Education pamphlet’s legal prep).
- Public Control Measures:
- SKBN Blitz: “Usury’s Dead—Thrive!”—daily broadcasts Year 1, calming panic (Alcohol and Pork pamphlet’s order).
- Militia Deployment: 200,000 Citizen’s Militia patrol—bank runs, riots quashed (SKP Constitution’s enforcement).
- Social Reinforcement: A-schools teach “No Debt, Strong Families”—kids spread the word (Education pamphlet’s curriculum).
- Immediate Ban (Thriving): With prep—10% GDP dip Year 1, 5% recovery Year 2, full by Year 5—slavery absorbs 80% jobless, SKFA stabilizes credit. Faster than phased (10 years), but riskier—needs precision (Story’s near-utopia).
- Immediate Ban (Failing): No prep—30% GDP crash, 20% lingering Year 3—slavery fails, public fractures. Phased avoids this—5% dip, steady climb (Previous Inquiry).
- Phased Advantage: Gradual—lower risk, smoother shift (Implementation report’s caution). Immediate—bold, but fragile without setup (Past Civilizations pamphlet’s collapse).
- Contrast: Immediate ban vs. phased (Previous Inquiry)—uses Economics pamphlet’s no-usury goal, Implementation report’s crisis management, and Story’s stability metrics.
- Predictions: Thriving/failing scenarios draw from Past Civilizations pamphlet’s collapse lessons, Civil War pamphlet’s unity, and Psychological Profile’s order-seeking/pragmatism balance.
- Recommendations: SKFA, slavery surge, and militia enforcement integrate SKP/SKWS Constitutions’ state control, Economics pamphlet’s flat tax, and Prostitution pamphlet’s curb-not-ban logic; pre-takeover prep reflects Implementation report’s strategy.
- Details: Specific figures (e.g., $4 trillion loans, 600,000 slaves) and timelines (Year 1-5) align with Marriage Bureau guide’s precision and Education pamphlet’s training focus.
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